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Which insurance plan for LG OG?

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http://forum.xda-developers.com – Bestbuy offers their insurance plan for $10/month, same as ATT. ATT's plan requires a deductible of upto $200 for replacement. I dont know if bestbuy requires a deductible or not and how much. Any other insurance plan to consider? Sent from my LG-E970 using xda premium (HowTos)