Verizon prepaid questions. Any help is appreciated :-)

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http://androidforums.com – Okay im thinking of switching from metro to verizon prepaid. Ive got my eye on the samsung illusion. Which is 169 I believe at target and I have alot of questions.. 1. What are the plans? 80, 50, 30 or 20 idr.. 2. At target can they help activate and all that? 3. Do you need a credit card for the process and all that. I know you can pay with the refill cards monthly. 4. What happens if you go over the data? Thats all for now. Thank you.. (General)