screen replacement?

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http://forum.xda-developers.com – I dropped my phone and shattered the screen. Everything still works fine, but obviously the cracks are obnoxious. It is my understanding that you really have to replace the AMOLED/Digitizer/Glass at once since it is nearly impossible to separate the glass from the assembly without destroying it. So my question to those of you who have replaced yours, where is the best place to get the screen assembly? What is a fair price? I was going to file a claim against the insurance until I saw that the deductible was $130. Used phones can often be had at that price or less, so I think I need to dit (HowTos)