Screen lock and keyboard...

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http://forums.androidcentral.com – I'm trying to change my screen lock from a PIN to nothing. When I use the PIN, all non-secured options have been greyed out. What have I done? Also, since the 4.1 upgrade, I cannot set my Swiftkey keyboard to the default. I have to change it every time I re-start or power off. Obviously I've done something wrong here too. Thanks in advance for your help. (HowTos)