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resolve "please first complete your account by adding a payment method" in android

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http://stackoverflow.com – My phone (Galaxy s3, OS v4.1) is having to Google account. One is added when I purchased my phone. and other I have added now. Now I have installed my application for testing and it's having in app purchase. When I tried to purchase, every time I get message like please first complete your account by adding a payment method. 1) I have installed signed app which is drafted on play. 2) I have configured test account on Google developer console. The Google account, configured in my phone, is having admin access to Google developer console. That is why I want to test in app product with my othe (HowTos)