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Have you ever used kwallet?

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http://forums.opensuse.org – Hey folks! This is my first time i try to use kwallet and i need some advice of what kwallet is useful for. A)I want an application that stores my web passwords ... and i think kwallet is designed for that. B)I want to store my credit cards numbers, bank accounts and other very confidential data. So i have thought that i should try to create a separate wallet for this kind of information and to open and close it after i read my password or pin. B.1) How kwallet stores that information? Plain text? Perhaps this means that if my laptop is stolen or someone else use it my security data will be stolen. B.2) Do you recommend kwallet for keeping so much important data? Thanking you in advance Alex (Distributions)