Getting the password expire time

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http://unix.stackexchange.com – Let me preface this with: I do NOT have root access available. I recently got locked out of my account because I did not know the password expiration was getting close, then elapsed. I want to add a check to my startup script that checks and displays the time so I know when it is coming near. Is there a command or way of getting the timestamp when my user password will expire? (HowTos)