General Is there an official "wallet" app available yet?

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http://androidforums.com – For those of us in the United States... Always loved the idea of having scans of all my credit cards on my phone in some sort of "wallet" that I could swipe at the retail counter for payment. Google Wallet was supposed to be just that. However, most all the major phone carriers have blocked Google Wallet. Seems like they are working on their own wallet offering. Is there anything available right now that could be used as a reliable credit card payment wallet? (General)