Decent (FREE) Journaling Apps ?

view story

http://androidforums.com – I'm looking for one where I can just keep my notes privately, but not with a big company (eg: Evernote, Path) and not worry about being able to sync it to a cloud storage system or whatnot. An app that would require a pass code to log in, and to top it off, it would be bomb if the app had text editing capabilities (for instance, being able to bold, italicize or underline words, or change the colour of the font themselves ....) And the LAST thing I would look for would be the ability to cut and paste IMG files inbetween the text. If anyone could throw out some suggestions, that would be great (General)