Buying from wirefly and insurance question

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http://forums.androidcentral.com – I would like to buy a verizon galaxy s4 from wirefly to save some money but my concern is the warranty. At wirefly they say I an just call Verizon and add insurance when I activate the phone. Verizon support says they only will insure phones they sell directly, not even if it is a authorized dealer. Has anyone bought a phone from either amazon or wirefly and added the verizon insurance? Thanks Sent from my Galaxy Nexus using Tapatalk 2 (HowTos)